What does the best interests standard require an advisor to do when recommending a policy?

What does the best interests standard require an advisor to do when recommending a policy?

• A. Assess the client’s needs, objectives, financial situation, and risk tolerance, and select products that meet those needs.
• B. Always recommend the policy with the highest guaranteed benefit.
• C. Consider only cost when making a recommendation.
• D. Replace the policy only if the client requests a change.

Answer: (A)